Comprehensive Ambulance cover
Just another reason why our cover is like no other. 100% Ambulance cover for emergency transport, clinically required non-emergency transport and treatment not requiring transport.

In a medical emergency, the cost of calling an ambulance is not at the top of your mind, but the bill after can be quite a shock if you do not have an ambulance cover. With ambulance cost averaging around $900 (depending on your state or territory), you'll never have to worry when you are insured with Emergency Services Health.
Gold Hospital, Rolling Extras, and Combined Gold policies include ambulance cover –Australia wide no matter if you’re in your home state or visiting another part of Australia.
Important information about our Ambulance cover.
Benefits are not payable:
- For elective ambulance transport or other non-eligible ambulance service, for example when you pre-book transport between locations such as going from a hospital to a nursing home.
- When you’re covered by a third party arrangement. For example where you are covered by an ambulance subscription or if you have access to a State/Territory ambulance transportation scheme.
- If you are still serving waiting periods.
Please note Queensland and Tasmanian residents have third party arrangement ambulance services provided by state government schemes. In some other states, the Department of Veterans Affairs Gold Card, pension and healthcare cardholders may be exempt from paying for ambulance services. Under those arrangements, the relevant scheme is responsible for the cost and Emergency Services Health does not pay a benefit. If the benefit for any eligible ambulance treatment costs are not fully covered by an arrangement or scheme, Emergency Services Health will pay a benefit.
Emergency Transport
Clinically Required Non-Emergency Transport
Treatment Not Requiring Transport
Why choose Emergency Services Health?

We’re Australia’s only cover dedicated for the Australian emergency services community.

We offer you the freedom to choose your own hospital or service provider, as long as they are recognised by us.

We're not-for-profit, meaning more benefits for members, not shareholders or overseas owners.

Our products are designed for life. Just great cover giving lifelong peace of mind to you & your family.

Want to learn more?
If you ever thought you might get better value switching your top-level health insurance from a big-name provider — you were right!
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