If you want the very best
private health insurance
for emergency services you're in the right place!

We have the best cover
for you… and your family

Compare your
cover with ours
Logos

A better deal on Extras in South Australia*

We pay an average of 67.99% more
and we're still27.0% cheaper
BUPA Top Extras 90
We pay an average of 53.05% more
and we're still5.64% cheaper
Medibank Top Extras 90
We pay an average of 99.2% more
and we're4.72% cheaper
BUPA Top Extras 75

Across 21 Extras including
dentistry, optometry, physio,
chiro and psychology…

*Above calculations based on SA. We’ve calculated these Extras illustrations based on a family policy, with no Australian Government Rebate and no Lifetime Health Cover Loading. They’re based on a selection of services, so comparisons may vary with other funds, other items and preferred provider arrangements. The government’s Information Statements can be found at www.privatehealth.gov.au. Effective date 1 April 2021.

We pay an average of 67.99% more
and we're 27.0% cheaper
BUPA Top Extras 90
We pay an average of 53.05% more
and we're 5.64% cheaper
Medibank Top Extras 90
We pay an average of 99.2% more
and we're only 4.72% more
BUPA Top Extras 75

Across 21 Extras including
dentistry, optometry, physio,
chiro and psychology…

* Above calculations based on SA. We’ve calculated these Extras illustrations based on a family policy, with no Australian Government Rebate and no Lifetime Health Cover Loading. They’re based on a selection of services, so comparisons may vary with other funds, other items and preferred provider arrangements. The government’s Information Statements can be found at www.privatehealth.gov.au. Effective date 1 April 2021.

Get an online comparison

Compare your cover
with ours now…

It's quick and easy!

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A better deal on Hospital
Emergency Services Health specialises only in Gold Tier hospital cover - to give you complete peace of mind.

We always have, and always will.

Here's how we're different and why we're better *

  • Choose your preferred hospital, doctor or service provider, as long as they're registered and recognised by us.
  • No exclusions
  • No excesses
  • No co-payments
  • No benefit restriction limits
  • All in-patient procedures where Medicare pays a benefit
  • 100% ambulance cover for emergency & clinically required transport or on the spot treatment

* Providers must be recognised by us. Services may be subject to waiting periods and other conditions. Refer to our website for an understanding of exclusions, excesses, co-payments and restricted benefits.

† Within the hospital as an inpatient, we will only pay benefits towards treatment and procedures where Medicare pays a benefit. May be subject to waiting periods and other conditions.

We're Australia's only health insurance fund
providing a rollover on your unclaimed Extras

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If you don't use it,
you don't lose it
Join Emergency Services Health, and you can carry
over any unclaimed annual maximums from one
year to the next for most of our extras!*

* Rollovers apply once you've completed your first 12 months membership (2 years Major Dental). Other conditions may also apply. Contact us for more information.

Get an online comparison

Compare your cover
with ours now…

It's quick and easy!

Police Health logo

The very best
health insurance
since 1935

Emergency Services Health is brought to you by Police Health Limited, which has provided the very best private health insurance to police since 1935. The fund now covers over 64,000 members across Australia — and it's growing by the day.

The Funds focus on offering top cover in three easy-to-understand policies saw high demand from other first responders wanting the very best insurance — which is why Emergency Services Health was started.

Give us a call to find out why our health insurance is quite simplycover like no other.

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98%
satisfaction

Police Health is rated highly among members for customer satisfaction with a score of over 98%*.

* Member Satisfaction Research,
Members Health Fund Alliance, 2020

Who can join

If you've ever worked or volunteered for an Australian emergency service, you can move to us. We cover singles, couples, single parent families and families — and we also accept your close relations.