Other funds may charge an excess (an excess is the amount you agree to pay towards the cost of hospital treatment).

For example if you have an excess of $500, when you’re admitted to hospital you’ll have to pay the first $500 of the hospital costs on top of anything else not covered by your policy. Similarly some insurers charge a co-payment, which is the agreed amount you’ll pay per day in hospital. At Emergency Services Health our hospital cover has no excesses or co-payments (other than where a waiting period applies).

Helpguide

Contracted and Recognised Hospitals

Contracted and Recognised Hospitals

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Helpguide

IVF and other Assisted Reproductive Services

Emergency Services Health's Lifelong Hospital and Lifelong Combined includes cover for in-hospital services relating to In vitro

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Helpguide

FAQ: Premium Increase

Premiums have been reviewed by the Minister for Health and will be increasing as of 1 April 2018.

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