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Who We Are

We’re an Aussie not-for-profit, Members Own, private health insurer. We aim to provide superior products for the emergency services community and their families.

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Why You'll Love Us...

Comprehensive Ambulance Cover for
treatment, emergency and
medically required transport that gives
you peace of mind

Choose your own preferred hospital,
health service provider or doctor.

As long as the provider is recognised with us.

True hospital cover, no excesses
or co-payments on accommodation.
No exclusions or benefit limitation
periods on inpatient services.

Applies to eligible inpatient services in recognised public hospitals and contracted recognised private hospitals and subject to waiting periods being served.

Comprehensive cover, not junk policies
means you’ll get the cover you deserve.

With some hospitals we can even
offer in-home rehabilitation, should
you need it.

We pay back up to 80%
on most extras benefits.

Benefit payments subject to waiting periods, Annual Maximums and other conditions.

Make claims quickly using
our App or membership card.

Rollover Benefit on most Extras! Unused Annual Maximums in one calendar year can
be rolled over and available to use the following year.

Benefit payments subject to wating periods,
Annual Maximums and other conditions.

Great Customer Service Just pick up the phone and chat to a real person.

Value For Money We’re constantly reviewing and tweaking our benefits to make sure you get great value when you claim.

Community minded We’re passionate about creating a healthier emergency services community.

Freedom of choice We don’t like to see our members disadvantaged. We let you choose your own health service providers, hospitals or doctors, as long as they are recognised by us.

Benefits rollover on most Extras services Exclusive to our group. If you don’t use all your Annual Maximum Benefits for an Extras service in one calendar year, you can rollover to the next year.

Member minded We’re an Australian not-for-profit so premiums don’t go to shareholders or overseas owners.

Comprehensively Covered No junk policies, just peace of mind.

Quick claiming Whether using our App or membership card, making a claim is easy.

AM I ELIGIBLE?

If you or a family member are an employee, volunteer or retired from the emergency services you're more than likely able to receive our amazing products and services. If you're still not sure, just take our quick test.

Great news, you’re eligible to apply! Now we know you’re eligible explore our hospital, extras and combined products and learn about the exclusive benefits our members enjoy.

Join Now Explore our products

Still not sure? Contact us on 1300 703 703 and we’ll help you further.

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Select the sector that yourself, your partner or family member are associated with:

Anybody who works, volunteers or has retired is eligible to join, but so are most family members. Tell us, are you…

Eligible family members include a dependent child, an adult child, an adult child's partner/spouse, an adult child's dependent child, a sibling, a sibling's partner/spouse, a sibling's dependent child, a parent, or a grandchild.

Anybody who works, volunteers or has retired is eligible to join, but so are most family members. Tell us, are you…

Eligible family members include a dependent child, an adult child, an adult child's partner/spouse, an adult child's dependent child, a sibling, a sibling's partner/spouse, a sibling's dependent child, a parent, or a grandchild.

Anybody who works, volunteers or has retired is eligible to join, but so are most family members. Tell us, are you…

Eligible family members include a dependent child, an adult child, an adult child's partner/spouse, an adult child's dependent child, a sibling, a sibling's partner/spouse, a sibling's dependent child, a parent, or a grandchild.

Anybody who works, volunteers or has retired is eligible to join, but so are most family members. Tell us, are you…

Eligible family members include a dependent child, an adult child, an adult child's partner/spouse, an adult child's dependent child, a sibling, a sibling's partner/spouse, a sibling's dependent child, a parent, or a grandchild.

Select the association or profession:
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Select the association or profession:
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Select the association or profession:
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Select the association or profession:
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