IVF and other Assisted Reproductive Services
Emergency Services Health's Lifelong Hospital and Lifelong Combined includes cover for in-hospital services relating to In vitro
Are you one of the millions of Australians that are eligible to join an exciting new private health insurer that cares about its members?
Register for healthbeat
Featuring community news & events, health information and business updates, healthbeat is your connection to everything Emergency Services Health. Sign up and receive our free newsletter.
"Our policy not only came in cheaper than our previous insurer but the benefits were better and the customer service was miles ahead!"
EMERGENCY SERVICES HEALTH MEMBER
Refer a mate and both reap the rewards!
Refer an eligible person to join Emergency Services Health with either our Extras, Hospital or Combined cover and you'll both receive a $50 gift card.
Simply ensure the new member quotes the promo code 'REFER' when signing up.
Here to help
FAQ: Premium Increase
Premiums have been reviewed by the Minister for Health and will be increasing as of 1 April 2018.
Pregnancy and private health insurance
If you’re thinking of starting a family, now’s a great time to review your health insurance to make sure you’re happy with, and understand, your co
Benefit Statements
Just received a benefit statement from us and want to know more? Take a look at these frequently asked questions.
Non-recognised hospitals
Regrettably following negotiations, Emergency Services Health through the AHSA have been unable to reach agreement with Toowong Private Hospital on
Pharmaceutical benefits
Under extras cover you’re eligible to receive pharmaceutical benefits towards prescription items that are not eligible for subsidy under the Govern
Benefits limit for Extras
Private health insurers generally calculate an average charge for services and set their benefits based on those amounts.
Your choice of doctor
We give you freedom to choose.
Medicare Levy Surcharge (MLS)
Medicare Levy Surcharge (MLS) is a levy you should be aware of. Most Australian taxpayers are charged a 2% Medicare Levy.
Lifetime Health Cover (LHC) Loading
The Lifetime Health Cover (LHC) Loading is a legislated requirement that encourages you to take out private hospital cover early on in your life.