We treat you like colleagues.
Because you are.
We treat you like colleagues.
Because you are.
Why Us
Australia's only not-for-profit private health insurer exclusively for the emergency services community.
We've got your back.
We treat you like colleagues.
Can I join?
Health
16 June 2017
Emergency Services Health Pty Ltd is a restricted access private health insurer for people who are or were employed (including volunteering) in the provision of emergency services
Find my Hero Australia
News
16 June 2017
A brand-new initiative to provide Australians with a way to recognise and thank the nation’s emergency services workers and volunteers.
Healthy teeth = Healthy body
Health
16 June 2017
How often do you think about teeth health?
AFAC Conference 2017
Events
AFAC are delighted to bring you AFAC17, returning to Sydney for the first time in six years.
RACGP Conference 2017
Events
With unparalleled expertise in delivering quality education to general practitioners (GPs), The Royal Australian College of General Practitioners (RA
International Conference for Emergency Nurses
Events
A place to meet, learn and share with Emergency Nurses from around the world.
Australia & New Zealand Search & Rescue Conference
Events
The Search and Rescue (SAR) industry encompasses a diverse group of people, from professionals to volunteers, civilians to law enforcement and mili
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Manage your health cover 24/7
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easily make claims, access your benefit limits or manage your membership.
Here to help
Non-recognised hospitals
In the unlikely event that we cease to recognise a hospital for full benefits, Emergency Services Health will advise members likely to be affected
Pharmaceutical benefits
Under extras cover you’re eligible to receive pharmaceutical benefits towards prescription items that are not eligible for subsidy under the Govern
Benefits limit for Extras
Private health insurers generally calculate an average charge for services and set their benefits based on those amounts.
Your choice of doctor
We give you freedom to choose.
Medicare Levy Surcharge (MLS)
Medicare Levy Surcharge (MLS) is a levy you should be aware of. Most Australian taxpayers are charged a 2% Medicare Levy.
Lifetime Health Cover (LHC) Loading
The Lifetime Health Cover (LHC) Loading is a legislated requirement that encourages you to take out private hospital cover early on in your life.
The Australian Government Rebate
The Australian Government Rebate on private health insurance (Rebate) is an incentive whereby you’re offered a Rebate on your private health insura
Understanding Medicare
How much does Medicare cover for out hospital services?
Thinking about having a baby?
Then it’s a good time for you to review your health insurance and make sure you understand what your policy does and doesn’t cover.
Access Gap Cover (when admitted to hospital)
Under Emergency Services Health Access Gap Cover you may never have to pay a doctor’s bill.