Australia's only not-for-profit private health insurer exclusively for the emergency services community.
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Why Us

Our first member: the wait finally over for Sheree

News

01 February 2017

Really it’s no surprise that Queensland auxiliary firefighter Sheree Batticciotto has made history by becoming the first person to join Emergency S

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Eligibility

Health

10 January 2017

Emergency Services Health Pty Ltd is a restricted access private health insurer for people who are or were employed (including volunteering) in the provision of emergency services
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Firefighters or police: who needs to be the fittest?

Health

22 December 2016

Can you think of a career that’s requires more physical activity and responsibility than a police officer or fire fighter?

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International Conference for Emergency Nurses

Events

A place to meet, learn and share with Emergency Nurses from around the world.

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NSW Police & Emergency Services Games

Events

The NSW Police & Emergency Services Games were first conducted in 1984.

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Featuring community news & events, health information and business updates, healthbeat is your connection to everything Emergency Services Health. Sign up and receive our free monthly newsletter.

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Here to help

Helpguide

Pharmaceutical benefits

Under extras cover you’re eligible to receive pharmaceutical benefits towards prescription items that are not eligible for subsidy under the Govern

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Helpguide

Benefits limit for Extras

Private health insurers generally calculate an average charge for services and set their benefits based on those amounts.

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Helpguide

Your choice of doctor

We give you freedom to choose.

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Helpguide

Medicare Levy Surcharge (MLS)

Medicare Levy Surcharge (MLS) is a levy you should be aware of. Most Australian taxpayers are charged a 2% Medicare Levy.

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Helpguide

Lifetime Health Cover (LHC) Loading

The Lifetime Health Cover (LHC) Loading is a legislated requirement that encourages you to take out private hospital cover early on in your life.

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Helpguide

The Australian Government Rebate

The Australian Government Rebate on private health insurance (Rebate) is an incentive whereby you’re offered a Rebate on your private health insura

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Helpguide

Understanding Medicare

How much does Medicare cover for out hospital services?

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Helpguide

Thinking about having a baby?

Then it’s a good time for you to review your health insurance and make sure you understand what your policy does and doesn’t cover.

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Helpguide

Access Gap Cover (when admitted to hospital)

Under Emergency Services Health Access Gap Cover you may never have to pay a doctor’s bill.

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Helpguide

Are there any Benefit limitation periods?

Other funds may apply benefit limitations which pay reduced benefits on one or more services for a set period of time that is no longer than normal

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