Cover like no other

Hospital Cover with No Excess or Exclusions*
Up to 80% back on most Extras*
Rollover Unused Limits from prior year*
Unlimited Ambulance*
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Our products

Gold Cover Combined

We've combined our top quality hospital and extras cover to give you complete peace of mind. From the routine to the unexpected, with Gold Combined you'll always know we've got your back.

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Gold Hospital Cover

Comprehensive Hospital Cover that offers complete peace of mind, with no excesses, co-payments, exclusions or benefit limitation periods. Just pick your hospital and recover.

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Rolling Extras

With 80% back on most benefits and a unique benefit rollover, with Extras cover you can rest assured that your supplementary health needs will be taken care of, whenever you need them.

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Switching to Emergency Services Health is Easy

Join in under 10 Minutes

We make Health Insurance Simple, just choose whether you want to be covered for Hospital, Extras or Both  

We do the paperwork

We contact your old insurer and cancel your membership for you.  

No waiting periods again

You won’t need to re-serve waiting periods that you’ve already served with your old fund.

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*All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information.