Our products are simple,
great value and
designed for life.
"I can say this is the best there is! The price is just right for what you get"
EMERGENCY SERVICES HEALTH MEMBER
No Excess.
Keep your money in your pocket with
no excess or co-payments on any of our hospital products.
Rollover Extras benefits from
one year to the next.
No need to lose it just because
you haven't yet used it.
Your doctor,
not ours.
Freedom to choose your preferred hospital,
doctor and any other service provider as long as they are recognised.
Find the right cover for you
Here to help
IVF and other Assisted Reproductive Services
Emergency Services Health's Lifelong Hospital and Lifelong Combined includes cover for in-hospital services relating to In vitro
FAQ: Premium Increase
Premiums have been reviewed by the Minister for Health and will be increasing as of 1 April 2018.
Pregnancy and private health insurance
If you’re thinking of starting a family, now’s a great time to review your health insurance to make sure you’re happy with, and understand, your co
Benefit Statements
Just received a benefit statement from us and want to know more? Take a look at these frequently asked questions.
Non-recognised hospitals
Regrettably following negotiations, Emergency Services Health through the AHSA have been unable to reach agreement with Toowong Private Hospital on
Pharmaceutical benefits
Under extras cover you’re eligible to receive pharmaceutical benefits towards prescription items that are not eligible for subsidy under the Govern
Benefits limit for Extras
Private health insurers generally calculate an average charge for services and set their benefits based on those amounts.
Your choice of doctor
We give you freedom to choose.
Medicare Levy Surcharge (MLS)
Medicare Levy Surcharge (MLS) is a levy you should be aware of. Most Australian taxpayers are charged a 2% Medicare Levy.
Lifetime Health Cover (LHC) Loading
The Lifetime Health Cover (LHC) Loading is a legislated requirement that encourages you to take out private hospital cover early on in your life.