When it comes to protecting lives, you’d only ever give your best. Can you say the same for your health insurer?

Our members can – and do.

We’re Emergency Services Health – Australia’s only not-for-profit private health insurer dedicated for past and present Emergency Services workers, volunteers and extended family.

We only believe in top cover, nothing less than the best, so that’s all we offer.

Great cover

Choose between our ‘Gold Hospital’ cover – which includes comprehensive ambulance cover, has no excess – and is still hard to beat on price…

Or our ‘Rolling Extras’ cover – which is the only private health insurance fund in Australia that lets you rollover unclaimed benefits from one calendar year to the next.

We usually compare extremely favourably against the big names in terms of value for money– with better benefits and more flexibility at a great price.

Combine both hospital and extras cover to save even more.


While our cover is new to the emergency services community – we’ve actually been around for a while.

Heard of ‘Police Health’?  That’s us looking after over 60,000 members of Australia’s police community, and boasting a member satisfaction rating of 98%*. 

That's not just a number, ask around or read online reviews yourself and you'll soon realise how much better off you could be with us.​​​​​​​

* Member Satisfaction Research, Members Health Fund Alliance, 2019

Easy claiming

We make claiming easy, and if you ever do need to call, you’ll speak to a real person.

  • Mobile Claiming App, just take a photo
  • On the Spot Claiming, swipe your member card
  • Hospital Claims come straight to us. 


If you do decide to join, we offer a 30-day cooling-off period and waiting periods already served with your previous insurer switch with you.

So what have you got to lose?

Take the first step in having cover like no other - get a quote now!
Choose your cover
Emergency Services Health specialise in providing only the best cover making your choice easy.



"I recently changed to Emergency Services Health and not only were they incredibly helpful but they actually answer the phone! Great service."

Want to learn more?

If you ever thought you might get better value switching your top-level health insurance from a big-name provider — you were right!

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